Assignment On Online Banking System

Assignment On Online Banking System-34
Allowable transfers and withdrawals from any savings account are limited to a maximum of three per month.Additionally, excess withdrawals are subject to a per transaction excess withdrawal fee as set forth in our schedule of fees and services, as amended from time to time.If your instructions for a 'same day' transfer are received after the Internet Banking cut-off time or on a day that is not a Business Day, you will be deemed to have directed that the transfer occur on the following Business Day.

Allowable transfers and withdrawals from any savings account are limited to a maximum of three per month.Additionally, excess withdrawals are subject to a per transaction excess withdrawal fee as set forth in our schedule of fees and services, as amended from time to time.If your instructions for a 'same day' transfer are received after the Internet Banking cut-off time or on a day that is not a Business Day, you will be deemed to have directed that the transfer occur on the following Business Day.

Once started, recurring transfers will be made automatically unless you tell us to stop or cancel the Service in the manner provided below and, in such case, following a period of time that will give us a reasonable opportunity to act on your request.

You may cancel or edit any transfer Instructions by following the directions provided in the on-line screen for the transfer services.

Accounts that are not Linked Accounts will not be accessible through Online Services.

Available Services: The following services are available through the System: a) Account Information.

If you are unable to print this agreement and would like a hard copy, please contact our Customer Service Department, at 662-283-3231.

This Internet Banking Agreement (this "Agreement") contains disclosures and important information about the operation of the Bank of Winona ("BOW" or "Bank") Internet Banking System (the "System").We agree to post on the Bank website notice of any scheduled extended periods of time that the system will not be available. If you are an authorized signer or borrower on more than one Eligible Account, we will automatically link such additional Eligible Accounts (collectively 'Linked Accounts") to your Online Service access.Business Days of Bank of Winona: For purposes of these disclosures, the Banks business days include any calendar day other than Saturday, Sunday or any holidays recognized by Bank ("Business Days"). If you have additional eligible personal accounts that do not show when you access Online Services, please call us at 662-283-3231 or write us at Bank of Winona, Customer Service, P O Box 231 Winona, MS 38967, to update your linked accounts.You may download your Linked Account(s) information into software such as Excel or Microsoft Money. Although you can enter transfer information through the online services twenty-four (24) hours a day, seven (7) days a week, transfers can be initiated by the Bank only on Business Days.Funds will be deducted from your account on the Business Day for which you direct the transfer to be initiated by the Bank.The enrollment process for Internet Banking at Bank of Winona is a multi-step process.First you are required to read and agree to the following terms and conditions.Additionally, you may communicate with the Bank using a personal computer to send and receive written messages electronically (Internet e-mail) outside of the Online Services screen.This method is very effective for request of additional information, questions, comments and other miscellaneous correspondence.If there is a conflict between the terms and conditions contained in this Agreement and those contained in the Deposit Account Agreement, or any other agreements between us relating to banking products and services, including the schedule of fees and services, the terms and conditions of this Agreement, as they relate to the Online Services, will override. Business hours may fluctuate on the days immediately preceding or following a bank holiday."You", "your", or "customer" means each person who is authorized to use the service. The cut-off time for Bank of Winona On-line Internet Banking (Internet Banking) transactions will be the end of the business day, 2 P. The cut-off time for these days will be adjusted accordingly. We generally respond to electronic mail inquiries within one business day of receipt.

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